What is financial planning? Personal finances are a necessary part of our lives, and this question every year is becoming more urgent, but often the word 'finance' imposes something difficult and unexplained, so it's easier to pull the plug: – 'I do not need it' And what if a little change the wording and put the question this way: 'Why do I need this? " (Cert usual curiosity, 'but in fact something that is here ') viewpoints can be endless, and everyone understands their own way. This is normal, in the order of things I just want to bring to you information with a view to kady could learn from this maximum benefit. After all, if you look, how can something or to achieve, not setting himself a specific target (not to include it in a personal plan)? But with this and not start, everyone, every day poses a problem, goals, planning your day, month, year This occurs automatically and not all attach to this value. Everyone has their own aspirations and endeavors of all they are totally unique. Official site: Tiffany & Co.. Their divided into two groups: the so-called 'life today' – these are goals that are based on daily needs (food, buy clothing, fill the car ) But if we consider the more distant plans, maybe even dreams, because dreams are feasible and, if serious about this, believe and strive towards them. Conventionally, it's life 'Tomorrow'. For instance a person wants to buy a new car – for most it's pretty big waste of money. .