Status buy – expensive phones, pens, purses (those who have to show others what you're cool), "eat" much of the budget, but in practice do not always meet the expectations. Another article inefficient spending – the purchase for future use: they usually dictated by the uncertainty in the future. This is followed by purchases made under the influence of advertising. Sort through your expenses and make a decision, from which you can refuse to do, and what – to be reduced. Number of planning can save up to 30% of money spent in the supermarket. You know exactly how much money you spend on food, and how much – to buy goodies, without which it is possible and necessary.
So, if you suddenly will have to tighten our belt, you can save them. Before going to the store lunch: on an empty stomach, we tend to make more spontaneous purchases. Some things you can buy second-hand: domestic and computer equipment, jewelry, fitness equipment. If you already have your family to live in savings, it is better to buy b / y, than infringe on themselves and their children to eat or clothes. On the day of the salary not shoot all the money from cards, leave at least a little – such a "stash" will give you confidence in the future. It is best that day to withdraw the amount allocated for 1-2 days. And do not rush immediately to the store: the fact that psychologically easier to pull money in the first two days after the salary. The balance between miserliness and extravagance! Of course, to say: Do not waste of resources – a piece of cake, but how to do it in practice? First of all, understand that is a necessary expense, but that – pleasure, from which you can opt for a while.