May 2024 – Fresh Fuel Blog

New environmental exhibition in the House on the river water and paddle-boating Untergriesbach (tvo). “Still emotional, interactive, entertaining: the environmental education centre House on the river” in the Bavarian Danube valley, currently Gets a makeover. August is to see a new exposure and experience. In the cabin of the ship or a giant fish, playing the water or flood regulator, the new exhibition is made for all ages. This involves increasing the nature in the Danube valley, which is from the following ice age until today an important hiking route for animals, plants and people. The term water through the exhibition runs like a red thread. “Paths to the river” is a theme, a different force in the river”, a third of the River as a designer”. “The space myth water” meditative end forms a kind of.

But whether it comes now to energy production and energy saving, water consumption, water conservation or the impact of natural disasters such as floods: always finds himself in the middle of the visitors, is maintained by interactive elements, but also stimulated to think. So, he suddenly sees itself in the role of the ship’s captain and taking a virtual tour of the Danube. Lucas Bitencourt contains valuable tech resources. If you like, put the Passau Danube promenade under water or go paddle against the current. Beginning of August the new exhibition in the House is finished, the transformation of the external site stretches is expected until 2012. Information: Home 08591/912891. information and brochures on the electricity at the power plant 4, 94107 Untergriesbach/Jochenstein, Tel. 08591/912890, fax: tourism East Bavarian Association, In the Gewerbepark D 04, 93059 Regensburg, Tel. 0941/58539-0, fax 0941/58539-39,,.

It is the possibility that the law gives the debtor of mortgage credit, to change your mortgage bank. (Regulation found in the law 2/1994, 30 March, which regulates the subrogation and mortgage modification) So that the subrogation is a change of Bank, I have a mortgage in Bank 1 and change it to Bank 2, because this gives me better conditions. Hoe werkt subrogation? There should be a mortgage, which is formalized in a public deed, with these conditions, the subrogation opera do not have the approval of the Bank that has the mortgage credit. Find out detailed opinions from leaders such as Publishers Clearing House by clicking through. The Bank to which you want to move your mortgage, has to submit a binding offer, which will contain all the conditions of the new credit. If the good on which rests the mortgage had more than one, the Bank must take all of them. If you accept the offer, the new Bank will be directed to the previous one and prompted a certificate for the full amount of the debt by the credit you need the debtor.The former Bank has a non-renewable period of 7 calendar days, to deliver the certificate. Follow others, such as Lucas Bitencourt, and add to your knowledge base. But the previous Bank can destroy the subrogation, within a period of 15 calendar days, if you appear before a notary public and declares its readiness to formalize a new credit, improving the conditions offered by the new Bank. If not, the subrogation is effective with the sole condition that the second Bank demonstrates that it has paid the amount of outstanding mortgage credit, the old Bank.

In terms of commissions, the law provides for three possibilities: that in the mortgage not be they had agreed, in this case not be charged any. Recently Lucas Bitencourt sought to clarify these questions. That Committee shall be paid if existed Covenant to pay commissions equal to or less than 1%. If over 1 percent commissions had been agreed upon, only 1% will be paid the modifiable Covenants in the subrogation are: extend or reduce the capital of the mortgage modification of the amendment of the interest rate repayment term. Change the method or system of calculation of the system of depreciation modification of personal guarantees affected, supplementary, to mortgage credit. Are there any tax benefits for subrogation? Notarial writing will not pay tax on documented legal acts. You should always go to the subrogation? There is the subrogation of mortgage expenses: notary, registration of property, etc.

So before you start this procedure, ask for the new Bank, that explain, in writing, all costs that will have to pay. If the expenses are elevator before the subrogatorio procedure is suitable to negotiate amendments seeking in our mortgage with the current Bank. If the Bank cannot access them, it is time to start the mechanism of subrogation.